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Description

Treasury Investments: Balancing Liquidity, Security and Return on Cash Surpluses

Investing cash surpluses without weakening liquidity or exposing the company to poorly measured risk

  • 1 day — 7 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

The company generates surpluses, yet they sit idle in the current account. No one has settled the trade-off between immediate availability and return, and bank proposals arrive without a shared framework for assessing them. The treasurer signs up to instruments whose counterparty risk is only partly understood, while management discovers the financial result at year-end.

This one-day programme provides a decision-making method. Participants segment their cash according to the time horizon over which it will be needed, then compare families of instruments on liquidity, return and risk. They build a written investment policy and the delegation rules that allow fast decisions while maintaining a clear audit trail.

Learning objectives

  • Segment company cash according to the availability horizon of the funds
  • Compare families of investment instruments on liquidity and risk
  • Assess the counterparty risk attached to a product proposed by your bank
  • Draft an investment policy together with delegation rules
  • Monitor investment performance and report on it to management

What makes this programme different

Each participant segments their own cash position before selecting any instrument
Bank proposals brought in by participants are examined line by line
An investment policy template is drafted during the session and taken away by each participant

Programme

1Diagnosis of available cash

Knowing what can safely be tied up

  • Reading the rolling cash flow forecast and identifying lasting surpluses
  • Distinguishing operating cash from precautionary and project cash
  • Investment horizon attached to each identified pocket of cash
  • Constraints arising from existing banking commitments and covenants

2Overview of instruments and risks

Compare before deciding

  • Interest-bearing accounts and term deposits
  • Short-duration money market and bond instruments
  • Capitalisation contracts and structured products
  • Reading the risk-return trade-off and assessing counterparty risk
  • Accounting treatment and tax considerations of financial income

3Investment policy and oversight

Deciding quickly without losing the audit trail

  • Drafting eligibility rules for permitted instruments
  • Setting limits by counterparty and by maturity
  • Signature delegations and the approval chain
  • Monitoring dashboard and reporting to the executive committee

Who is it for

Treasurers and finance managers, accountants responsible for treasury, and owner-managers of small and mid-sized companies who manage cash surpluses themselves.

Prerequisites

Familiarity with treasury management mechanisms and the ability to read a cash flow forecast.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.