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Description

Bank Management Control: Breaking Down Net Banking Income, Allocating Costs and Steering Performance

Measure the profitability of a branch, a product or a client using banking performance management methods

  • 2 days — 14 h
  • In-person or virtual
  • Foundation
  • Up to 6 participants

In a bank, results cannot be read in the same way as in an industrial company. The interest margin depends on an internal funding mechanism. The costs of central functions weigh on networks that do not control them. When branch or client profitability is published without a shared method, it is challenged before it is ever used.

These two days provide the working methods of bank management control. You break down net banking income. You understand the funds transfer pricing mechanism. You allocate costs through cost accounting and activity-based approaches. Finally, you build profitability views and dashboards that operational teams can read and accept.

Learning objectives

  • Break down net banking income by nature and by activity
  • Explain the funds transfer pricing mechanism and its effects
  • Allocate support function costs to profit centres
  • Calculate profitability by branch, by product and by client
  • Build a performance dashboard suited to operational teams

What makes this programme different

Full calculation of branch profitability based on a figures-based case study
Simulation of the impact of a change in funds transfer pricing
Dashboard built and then challenged by the other participants

Programme

1Reading a Bank's Performance

Understanding where the result comes from

  • Structure of the bank balance sheet and income statement
  • Net banking income and its components
  • Cost-to-income ratio and cost of risk
  • Breakdown into profit centres and cost centres

2Funds Transfer Pricing

The mechanism that shares the margin

  • Principle of notional matched funding
  • Building funds transfer pricing rates
  • Split between the commercial side and treasury
  • Effects on the behaviour of the branch network

3Allocating Costs

Allocating without discouraging

  • Direct costs and indirect costs
  • Allocation keys and cost centres
  • Activity-based approach and cost per transaction
  • Treatment of central functions

4Profitability Views and Performance Steering

Indicators that operational teams accept

  • Profitability by branch, by product and by client
  • Taking risk and capital into account
  • Budget construction and variance monitoring
  • Dashboards and management review meetings

Who is it for

Management controllers in banking institutions, together with finance managers, branch managers and staff working in performance management departments.

Prerequisites

Familiarity with the main balances of a bank balance sheet and with the basics of management control.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.