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Description

Wealth Taxation: Comparing Structures, Quantifying Cost and Securing Your Advice

Master the taxation of investment income and wealth transfer to sharpen your client recommendations

  • 2 days — 14 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

Clients expect their adviser to compare solutions on a like-for-like tax basis and to state clearly what an arbitrage will cost. Yet the rules differ according to the nature of the income, the holding structure, the holding period, the client's country of tax residence and, in the case of a transfer, the family relationship involved. A recommendation built on a tax approximation quickly rebounds on its author.

Over two days, this programme consolidates command of wealth taxation as applied to private banking advice in the UAE and in cross-border situations. Participants compare the treatment of income and capital gains across holding structures, measure the effect of taxation on net return and explain to clients the consequences of a lifetime gift or of a succession.

Learning objectives

  • Compare the taxation of investment income according to the holding structure
  • Quantify the effect of taxation on the net return of an investment
  • Handle the taxation of rental income and of furnished letting
  • Explain to the client the tax consequences of a lifetime gift or of a succession
  • Document the tax recommendation issued to the client

What makes this programme different

Every comparison of holding structures is quantified on the same capital and the same holding period
A net return calculation tool is built during the session and remains usable afterwards
The questions clients actually raise in meetings serve as the thread throughout

Programme

1Taxation of investment income

Knowing what the client actually keeps

  • Treatment of interest, dividends and distributed income across jurisdictions
  • Flat-rate withholding versus progressive taxation in the client's country of residence
  • Withholding taxes, treaty relief and the effect on net return
  • Influence of the family situation and of exceptional income on the overall position

2Holding structures

Comparing at equal capital

  • Brokerage accounts, unit-linked policies and international portfolio bonds
  • Effect of the holding period on the taxation of partial surrenders
  • Taxation of gains on securities and the reliefs that may apply
  • Choosing the structure according to investment horizon and liquidity needs

3Real estate and rental income

Handling the property share of the portfolio

  • Tax regimes applicable to rental income and the treatment of losses
  • Furnished and short-term letting and the consequences of the regime selected
  • Gains on property held by individuals and the effect of the holding period
  • Holding through a company and exposure to corporate taxation

4Wealth transfer and duty of advice

Anticipating the cost of passing on wealth

  • Principles governing the taxation of lifetime gifts and successions
  • Effect of the family relationship and of the renewal of available allowances
  • Tax treatment of life insurance proceeds passed on to beneficiaries
  • Formalising the advice given and maintaining an audit trail of information provided

Who is it for

Wealth management advisers, private client relationship managers, private bankers, insurance advisers and business centre managers.

Prerequisites

Familiarity with the main investment structures and with the basic principles of personal income taxation.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.