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Description

Insurance Law: Underwriting the Policy, Handling Claims and Settling Indemnities

Master the legal mechanisms that govern underwriting, the life of the policy and claims settlement

  • 2 days — 14 h
  • In-person or virtual
  • Foundation
  • Up to 6 participants

A declined cover, an incomplete risk disclosure, a termination notified incorrectly: insurance difficulties almost always stem from a legal mechanism applied poorly or too late. Colleagues coming from claims handling or sales often discover this while managing a disputed file.

Two days to set out the framework of the insurance contract: its formation and the effects of risk disclosure, its life and the conditions for amending it, then the handling of a claim from notification through to indemnification. The notions of cover, exclusion and recourse are worked through on real handling files.

Learning objectives

  • Identify the parties to an insurance contract and their respective obligations
  • Assess the consequences of an inaccurate or incomplete risk disclosure
  • Distinguish between cover, exclusion and forfeiture of rights within a policy
  • Apply the rules governing amendment, suspension and termination of the policy
  • Conduct the investigation of a claim through to an indemnity proposal
  • Position the insurer's recourse and subrogation rights after settlement

What makes this programme different

The general conditions of a policy are broken down to locate cover, exclusions and forfeiture clauses
A claim file is investigated from first notification through to the insurer's position
Declinature decisions are argued and then challenged by participants in turn

Programme

1Contract Formation and Risk Disclosure

What is decided before cover takes effect

  • Identify the policyholder, the insured, the beneficiary and the injured third party
  • Follow contract formation from proposal through to inception
  • Measure the scope of the questionnaire and of the risk disclosure
  • Assess the consequences of an omission depending on good or bad faith

2Cover, Exclusions and the Life of the Policy

Reading the policy as it will be read in a dispute

  • Distinguish general conditions, particular conditions and schedules
  • Position cover, formal exclusions and forfeiture of rights
  • Handle an increase or reduction of the risk during the policy period
  • Apply the rules on premium payment, suspension and termination

3Claims and Indemnification

From notification to the insurer's position

  • Organise claim notification and file investigation
  • Position the role of the loss adjuster and the challenging of their findings
  • Apply loss assessment rules and the limits of cover
  • Draft a reasoned coverage position and notify a declinature

4Recourse, Stakeholders and Disputes

After settlement and around the policy

  • Exercise subrogation and recourse against the liable third party
  • Position intermediaries and their obligations towards the client
  • Handle limitation periods and procedural incidents
  • Use mediation before initiating formal proceedings

Who is it for

Policy and claims handlers, underwriters, staff of intermediaries and legal professionals new to insurance.

Prerequisites

No prerequisites

Dates & locations

24 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.