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Description

Property Investment for Wealth Building: Valuation, Financing and Portfolio Decisions

Quantify the true returns of a property project before advising a client

  • 2 days — 14 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

The client arrives with an opportunity and a headline yield. The calculation ignores vacancy, refurbishment works and service charges, the financing structure has never been stress-tested, and the ownership vehicle is chosen after signing. The project looks attractive, then proves costly in cash flow terms and difficult to resell.

These two days provide a complete analysis method. Participants learn to assess a property and its local market, build a sustainable financing plan and measure leverage, select the ownership structure and tax treatment, then quantify net returns over the holding period in order to deliver a well-argued recommendation.

Learning objectives

  • Analyse a property and its local rental market
  • Distinguish gross yield, net yield and post-tax return
  • Build a financing plan and assess the reach of leverage
  • Compare direct ownership with ownership through a company
  • Identify the consequences of unfurnished versus furnished letting
  • Present the client with a costed analysis including downside scenarios

What makes this programme different

The same property is analysed under several ownership structures and the results compared
The cash flow plan covers the entire holding period, including resale
Vacancy and unplanned refurbishment scenarios are quantified, not merely mentioned

Programme

1Property and Local Market Analysis

Separating the asset from the sales pitch

  • Location, rental demand and expected tenant profile
  • Condition of the property, works required and service charges
  • Estimating market rent and likely vacancy
  • Gross yield, net yield and recurring costs
  • Liquidity of the asset at the point of resale

2Financing and Leverage

Building a structure that holds over time

  • Financing structure and level of down payment
  • Conditions for leverage to work and cases where it turns against the investor
  • Borrower insurance and guarantees required by the lender
  • Repayment capacity and monthly savings effort
  • Effect of term and rate on the total cost of the loan

3Ownership Structure and Taxation of Income

Choosing the framework before signing

  • Direct ownership versus ownership through a company
  • Unfurnished letting versus furnished letting
  • Tax treatment applicable to rental income
  • Treatment of expenses and loan interest
  • Succession implications of the chosen structure

4Returns, Scenarios and Client Advice

Quantify, then decide

  • Cash flow plan over the holding period
  • Net return after costs and after tax
  • Scenarios for vacancy, unplanned works and a weak resale market
  • Comparison with other wealth-building assets
  • Presenting conclusions and formalising the recommendation

Who is it for

Wealth advisers, private and retail banking relationship managers, and advisory firm staff supporting rental investment projects.

Prerequisites

Familiarity with the basics of property lending and personal taxation.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.