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Description

Banking Management Control: Measuring Margin, Allocating Costs and Reporting

Measure profitability by product, by client and by branch within a banking institution

  • 2 days — 14 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

In a bank, results cannot be read the way they are in an industrial company. Net interest margin depends on internal transfer rates whose construction is rarely explained, central overheads are allocated to the network using keys that are renegotiated every year, and the profitability of a client depends on the capital it consumes.

This short programme covers the full chain of banking management control: breakdown of net banking income, internal transfer pricing, overhead allocation, capital allocation and reporting by analysis axis. It also prepares you for the management dialogue and the objections it triggers.

Learning objectives

  • Break down net banking income by activity and by analysis axis
  • Explain how internal transfer rates are built and used
  • Allocate support function costs to operating entities
  • Allocate capital and calculate risk-adjusted profitability
  • Prepare and lead the management dialogue with the relevant departments

What makes this programme different

Calculation of a margin before and after applying the internal transfer rate
Construction of a branch income statement including overhead allocation
A management dialogue prepared with the network's most frequent objections

Programme

1Banking Results and Their Analysis Axes

Understanding what is being measured

  • Composition of net banking income
  • Analysis axes by product, client, profit centre and branch
  • Data sources and reconciliation with the accounting records
  • Scope selected and measurement conventions

2Internal Transfer Pricing and Costs

The core of the performance model

  • Principles and construction of internal transfer rates
  • Isolating the commercial margin and the transformation margin
  • Direct costs and central function overheads
  • Allocation keys and internal charging
  • Cost of risk assigned to entities

3Profitability and Management Dialogue

From figures to decisions

  • Allocation of capital to activities
  • Risk-adjusted profitability and comparison between entities
  • Budget construction and variance monitoring
  • Reporting to operating departments
  • Handling challenges to the figures

Who is it for

Management controllers in banking institutions responsible for performance management and network finance managers.

Prerequisites

Practical experience in management control and familiarity with the structure of a bank's income statement.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.