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Description

Distressed Companies: Detecting Signals, Positioning Proceedings and Taking Action

Understand what becomes of a bank claim when a corporate client enters insolvency or restructuring proceedings

  • 2 days — 14 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

Relationship managers often discover a client's difficulties far too late. Payment incidents accumulate, the volume of flows entrusted to the bank declines, and the request for additional facilities arrives once the situation is already compromised. When proceedings open, the right reflexes are missing on filing the claim and on the fate of the security taken.

These two days provide the necessary reference points. Participants learn to read the signals of deterioration, to position amicable and formal insolvency proceedings and the role of the bodies involved, to file and defend a claim, and then to assess the treatment of securities and the situations that expose the lender to liability.

Learning objectives

  • Identify signals of deterioration in a client's accounts and banking flows
  • Distinguish amicable arrangements from formal insolvency proceedings
  • Position the role of the bodies involved and the sequence of the stages
  • Dile and defend a bank claim in the expected form
  • Assess the treatment of securities and outstanding commitments
  • Identify situations that expose the lender to liability

What makes this programme different

Deteriorating client files are analysed through to the institution's decision
A claim filing is drafted and then discussed line by line
High-risk situations for the bank are rehearsed from realistic cases

Programme

1Detection and Amicable Treatment

Acting before proceedings open

  • Accounting signals and flow signals announcing deterioration
  • Analysis of the cash position and of unpaid items
  • Prevention through negotiated and preventive arrangements with creditors
  • The bank's position during an amicable negotiation

2Opening of Formal Proceedings

Positioning each procedure and its effects

  • Distinction between preventive settlement, restructuring and liquidation
  • Role of the court, of the appointed trustee and of the administrator
  • Effects of the opening on enforcement actions and ongoing contracts
  • Observation period and the possible outcomes

3Claims and Securities

Defending the bank's position

  • Filing a claim: content and supporting documents
  • Distinction between pre-petition and post-petition claims
  • Treatment of personal guarantees and of security over assets
  • Monitoring distributions and challenges to claims

4Risks for the Banker

Handling the file without exposure

  • Improper continued support and poorly managed withdrawal of facilities
  • Precautions when a distressed client requests financing
  • Traceability of decisions and of exchanges with the client
  • Coordination between the network and the litigation department

Who is it for

Corporate relationship managers and risk analysts, as well as collections officers and legal counsel working within banking institutions.

Prerequisites

Hold a role involving corporate client monitoring or debt recovery.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.