Start a conversation ↗

Description

Working Capital Financing: Diagnosing the Need, Arbitrating and Negotiating Solutions

Turning working capital requirement into a managed variable rather than a constraint you simply absorb

  • 1 day — 7 h
  • In-person or virtual
  • Intermediate
  • Up to 6 participants

Working capital requirement quietly absorbs cash. Customer payment terms stretch out, inventory swells with activity and growth is paid for in cash tension. Without a precise diagnosis, the company stacks up banking facilities without ever addressing the root cause.

This one-day programme teaches you to measure working capital line by line, to identify the internal levers that reduce it before any recourse to financing, and then to compare the true cost of the short-term solutions available. The seven hours alternate between calculations on financial statements and costed trade-off decisions.

Learning objectives

  • Calculate operating working capital requirement and express it in days of revenue
  • Identify the operating cycle items that consume cash
  • Build an internal action plan to reduce the financing requirement
  • Compare the full cost of short-term financing solutions
  • Present and defend a financing choice with a banking partner

What makes this programme different

Every concept is applied to real financial statements brought by the participants
A full-cost comparison tool for short-term solutions is built during the session
Internal levers are addressed before banking solutions to avoid financing out of convenience

Programme

1Diagnosing the working capital requirement

Measure before you finance

  • Breaking down operating and non-operating working capital requirement
  • Calculating inventory, receivable and supplier payable turnover periods
  • Expressing the normative requirement in days of revenue
  • Pinpointing the items that absorb cash

2Internal levers for reduction

Act on the cycle before borrowing

  • Renegotiating customer and supplier payment terms
  • Collection policy and securing the receivables portfolio
  • Optimising inventory levels and replenishment
  • Impact of a change in activity level on the financing requirement

3Short-term financing solutions

Choose the right tool at the right cost

  • Authorised overdrafts and cash facilities
  • Mobilising receivables through invoice discounting or factoring
  • Inventory financing and seasonal campaign credit lines
  • Comparing the full cost of each solution

Who is it for

Finance managers, treasurers, management controllers, SME owners and accounting managers responsible for steering the operating cycle.

Prerequisites

Ability to read a balance sheet and an income statement.

Dates & locations

36 scheduled dates between November 2026 and December 2027. Seats are confirmed in the order enquiries are received.

November 2026

December 2026

January 2027

February 2027

March 2027

April 2027

May 2027

June 2027

September 2027

October 2027

November 2027

December 2027

None of these dates suit you? We open additional sessions on request, and any programme can be run privately for your team.

Practical details

Before the programme
Online positioning questionnaire. Your development objectives are shared with the trainer, who tailors the practical case studies to your context.
Teaching methods
Theoretical input, workshops and practical case studies. Digital course materials and method sheets provided.
Assessment
Multiple-choice tests and role-play exercises. Assessment of learning at the start and end of the programme, with immediate and 60-day follow-up evaluations.
After the programme
One year of access to the e-learning platform. Self-assessment of the skills acquired and a 30-day follow-up session with your trainer.
How to register
Registration online or on the basis of a quotation.
Lead time
11 working days after confirmation of registration.
Accessibility
Accessible to people of determination. Contact our accessibility coordinator to design a suitable solution: contact@mpf-academy.ae
Start dates
Rolling intake: in addition to the scheduled sessions, this programme can start on request.